Zero transaction fees — money goes straight to your bank

Accept UPI payments
without the 2–3% tax

SeedhaPe automatically verifies UPI payments through your Android device. No payment gateway middleman. No percentage cut. Just direct bank transfers.

No credit card required Free tier available Works with all UPI apps

2–3%

Razorpay / Cashfree cut

0%

SeedhaPe cut

7+

Supported UPI apps

<5s

Avg verification time

Dead simple to integrate

Four steps. No bank API approvals. No escrow account. No waiting.

01

Call our API

POST an order with the amount. Get back a UPI URI and QR code instantly.

02

Customer pays

They scan the QR or tap the deep link. Money transfers directly to your UPI ID.

03

App detects it

Our Android app on your phone listens for UPI notifications and parses the amount + UTR.

04

Webhook fires

We match the notification to the order and POST to your webhook in under 5 seconds.

Developer-first

Integrate in
under 10 minutes

Drop-in JS SDK, React component, or call the REST API directly. Full TypeScript support, HMAC-signed webhooks, and idempotent order IDs included.

  • TypeScript SDK + React component
  • HMAC-SHA256 signed webhooks
  • Idempotent order IDs (sp_ord_...)
  • Exponential retry on webhook failure
checkout.ts
import SeedhaPe from '@seedhape/sdk';

const sp = new SeedhaPe({ apiKey: 'sp_live_...' });

// Create an order
const order = await sp.createOrder({
  amount: 49900,        // ₹499.00 in paise
  currency: 'INR',
  description: 'Pro subscription',
});

// Show the payment modal (QR + polling)
const result = await sp.showPayment(order.id);

if (result.status === 'VERIFIED') {
  console.log('Payment confirmed!', result.utr);
  // Your customer has paid. Webhook already fired. ✓
}

How much are you leaving on the table?

Razorpay and Cashfree charge 2–3% on every transaction. SeedhaPe charges nothing per transaction.

Monthly GMVRazorpay / Cashfree feesSeedhaPe costPlan
₹1L / month₹2,000–3,000₹0Free plan
₹10L / month₹20,000–30,000₹499Starter plan
₹50L / month₹1L–1.5L₹1,499Growth plan
₹1Cr / month₹2L–3L₹3,999Pro plan

* Assumes 2% blended gateway fee. Actual savings depend on transaction mix and plan.

Everything you need

Nothing you don't.

Sub-5 second verification

Notification captured, parsed, matched, and webhook fired before the customer even puts their phone down.

HMAC-signed webhooks

Every webhook includes an X-SeedhaPe-Signature header. Verify it or reject it — your call.

All major UPI apps

PhonePe, Google Pay, Paytm, BHIM, CRED, Amazon Pay, and more — parsed from real notifications.

Dispute management

When auto-match fails, screenshot OCR extracts UTR + amount. You approve or reject with one tap.

Retry with backoff

Failed webhook deliveries are retried 5 times with exponential backoff. No missed payments.

Hosted payment page

Use our /pay/:orderId page or embed the React component. QR code, UPI deep links, auto-redirect.

Stop sharing your revenue

Set up takes under 10 minutes. No bank API approval. No escrow account. No monthly commitment on the free plan.

Create free account

No credit card required